While higher education is conducive to higher levels of home ownership, a dichotomy exists that also supports the notion that student debt can, at the very least, burden the debt holder enough to delay home ownership.
Celebrity real estate listings are always fun to check out, and here's one with local appeal.
Finding the right property is hard. Once you find it, you're ready to jump on it before someone else does. But why can the lender take a long time to get back to you about your loan application?
For American consumers there's a bit of economic silver-lining in the United Kingdom's vote to exit the European Union last month: lower mortgage rates.
Mortgage rates were predicted to rise this year, but every time they start to wander higher, something causes them to retreat.
The U.S. Department of Agriculture spent National Homeownership Month highlighting the role housing plays in small towns and rural communities.
The hot summer months are here. That means it's a great time to look for your dream home. In fact, the largest number of buyers are typically searching for a new home during the months of April, May and June. Now here's the bad news: this time of year is also when termites are looking for a new home.
Earlier this year, some homeowners in the Monroe, Louisiana area got notices from their mortgage company saying they were no longer required to buy flood insurance due to in a way the local flood plain map had been re-drawn. So, seeing the opportunity to save some money, many of them dropped their coverage.
How incredible would it be to pay off your mortgage early? It isn't impossible, even when money's tight. In fact there are some tricks to shaving years off your mortgage that are relatively easy and painless to implement.
The downward trend in mortgage rates continued for the sixth consecutive week amid ongoing market volatility, according to the latest results of Freddie Mac's Primary Mortgage Market Survey on HousingWire.com.
It seems North Texas' housing market won't see much of a fallout from declining oil and gas prices, according to BizJournals.com. Though housing inventory in Dallas-Fort Worth has remained tight (with roughly 1.6 months of inventory on the market), the region's diversified economy helps insulate north Texas from dropping energy prices.
Do you want to learn how to apply for a home loan? Do you want to learn the ins and outs of conventional loans, conforming fixed loans or FHA loans? Why not get together with your neighbors to explore these topics together?
The Lone Star state has enjoyed a booming real estate market, according to BizJournals.com. Texas Association of Realtors Chairwoman Leslie Rouda Smith says the industry group projects 2016 as another strong year.
"I'm tired of paying somebody else's mortgage."
According to Tennessean.com, apartment-dwellers are saying this more and more. A recent Trulia study shows buying is less expensive than renting in all of America's most populous metropolitan areas.
Veterans Administration loans ("VA loans") are for military personnel, veterans and military families. According to Bankrate.com, most members of the military, veterans, reservists and National Guard members are eligible to apply for a VA loan. Spouses of military members who died while on active duty or as a result of a service-connected disability may also apply.
In 2015, average sale prices for homes in Northern Colorado increased nearly 12 percent, topping the $300,000 level to reach $305,133, according to BizWest.com. What does this all mean for homebuyers this year?
Dubbed the "Mardi Gras of entrepreneurship" by USA Today, New Orleans Entrepreneur Week (NOEW) is a distinctive annual festival that celebrates and elevates New Orleans' entrepreneurial community, and Standard Mortgage was happy to help make NOEW possible.
The end of tax season is approaching, and it's time to make sure you take advantage of all your potential tax deductions. While the financial benefits of home ownership are plentiful year-round, they're most important this time of the year.
A recent Reuters poll predicts U.S. home prices to rise by 5 percent this year, with growth projected to continue into 2017. While the Fed hiked interest rates in December for the first time in a decade, the housing market has remained strong, with home resale values reaching a six-month high in January 2016.
Standard Mortgage Loan officer Julie Baudier said 2016 has already seen some ups and downs, but 2015 ended on a high note.
New Orleans City Business named Standard Mortgage's Kristie Berggren as a "financial professional to watch."
CoreLogic®, a global property information, analytics and data-enabled services provider, announced Feb. 2 that U.S. home prices are up both year over year, and month over month.
Most homeowners recognize breaking even on a home purchase, or the "Breakeven Horizon," as one of the most significant advantages to purchasing home, according to an article by Mike Sorohan of Mortgage Bankers Association.
It is prime home buying season, and U.S. mortgage rates are at their lowest level since April of last year. According to a Bloomberg.com report, the average rate for a 30-year fixed mortgage fell to 3.72 percent, down from 3.79 percent last week, and the average rate for a 15-year mortgage slipped to 3.01 percent from 3.07.
The Federal Open Market Committee (FOMC) acknowledged a slowdown in U.S. economic activity in its latest 2016 Monetary Policy Release and held the federal funds rate on Jan. 27, Mortgage Bankers Association reported.
Louisiana is the hottest state in the country for millennial-age home-buyers, and Baton Rouge, Lafayette, New Orleans and Shreveport are where it's at!
Stock sell-offs are pushing investors to the bond market, causing mortgage interest rates to fall, according to CNBC.com.
NOLA.com predicts an active New Orleans real estate market this year, making 2016 an exciting one for home buying and selling.
Austin is the nation's leader in residential construction, according to the Austin Business Journal. The city and its suburbs experienced an 11.5 percent increase in the number of housing permits issued from 2010 to 2014, issuing about 71,000 new permits over the past four years.
Steven Bradshaw, Executive Vice President of Standard Mortgage Corporation, on behalf of the Mortgage Bankers Association (MBA), testified last week before the House Financial Services Subcommittee on Housing and Insurance.
New Orleans-based Standard Mortgage Corporation's Executive Vice President Steve Bradshaw is scheduled to testify Wednesday, Jan. 13 to the U.S. House of Representative Financial Services Subcommittee on Housing and Insurance's hearing entitled "How to Create a More Robust and Private Flood Insurance Marketplace." Bradshaw will appear on behalf of the Mortgage Bankers Association.
The recent move by The Fed to hike short-term interest rates by 0.25 percent doesn't mean that mortgage interest rates will immediately rise, but evaluating where you stand now, and how your housing budget could be affected when mortgage rates do go up, could save you thousands of dollars. In other words, it's not time to panic, but time to plan.
Several factors are coming together that will make next year a good time to get a deal on a house. Read more here.
Today, Aulds, Horne & White Investment was recognized by the Greater Shreveport Chamber of Commerce for celebrating 58 years of membership.
Sure, you want a better term and rate on your mortgage. But before you trigger a refinance, NerdWallet.com put together a list of things you should do before refinancing.
Owners' equity as a percentage of household real estate is on a steep rise, according to a recent housing market article from Bloomberg. In other words, Louisiana homeowners are finally showing real signs of being on solid ground after the 2008 recession.
The maximum limit for loans conforming to Fannie Mae and Freddie Mac guidelines will increase in 2016, the Federal Housing Finance Agency announced on November 25.
Standard Mortgage Corporation's Baton Rouge office recently sponsored this great event to provide support for local charities, while giving loan officers from the Baton Rouge area a chance to show off their cooking skills.
Representatives of Standard Mortgage Corporation recently participated in the Greater Baton Rouge Area Realtor's (GBRAR) 2015 REALTOR® Day.
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