Mortgage
louisiana mortgage company

Apply for a Home Loan Without the Headache!

Every Louisiana home-buyer has unique needs, and Standard Mortgage Corp strives to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for, including what to expect when you apply for a mortgage loan.

We're also available for home loans in Colorado and Texas. So for a mortgage company that listens to you, consider Standard.

With a variety of loan programs and an established network of lenders behind us, we will help you find the loan that best suits your needs at a competitive rate. We offer conforming fixed loans, non-conforming and government loan programs.


NameIntroduction
Adjustable Rate Mortgages (ARM) An adjustable rate mortgage loan (ARM) begins with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.
Conventional LoansA conventional loan meets Fannie Mae  or Freddie Mac underwriting requirements. In other words, income, credit, and property requirements must meet nationally standardized guidelines. Conventional loans are subject to loan amount limits that are set by Fannie Mae and Freddie Mac.
Federal Housing Administration (FHA)The Federal Housing Administration is a division of the U.S. Department of Housing and Urban Development, commonly referred to as HUD. FHA loans were created to provide affordable mortgages to the average homebuyer.
Fixed Rate Mortgages A fixed-rate mortgage is the most common type of mortgage program where your monthly payments for interest and principal never change.
JUMBOStandard Mortgage has a product to cover all borrowers including the JUMBO market borrower.
USDA Rural DevelopmentStandard Mortgage Corporation offers a USDA Rural Development loan. This program offers a borrower to opportunity to buy a home with No Down Payment, Lowest fixed rates, simple credit requirements and with the Guarantee of the Federal Government. There are no other loan programs that compare for a home in rural neighborhoods.
Veterans Administration (VA)Veterans Administration loans were created to help veterans finance the purchase of their homes with favorable loan terms. For the purpose of the VA program, "veteran” includes active duty service personnel and certain categories of spouses.